Bank business models, diversity and the future of regulation
Rym Ayadi, CEPS; David Llewellyn, Professor, Loughborough University
- Philippe Lamberts, MEP
- Mattias Levin, Bank and Financial Conglomerates Unit, DG MARKT, European Commission
- Reinhard Schmidt, Professor, University of Frankfurt
- Jan Schildbach, Vice president, Senior Economist, Banking and Regulation, Deutsche Bank
- Thierry Philipponat, Secretary General, Finance Watch
- Freddy Van den Spiegel, Economic Adviser, BNP Paribas
- Jordi Gual, Chief economist, La Caixa
- Arnold Kuijpers, Director of Corporate Affairs, Rabobank
- Victoria Richmond, Group Public Affairs Manager, IPF Plc
- Bouke de Vries, Financial Economist of Rabobank
- Alan Oliver, Director of External Affairs, Nationwide Building Society
CEPS Conference Room
1, Place du Congrès 1000 Brussels
This CEPS - ECRI event will provide a forum to discuss the effects that the Capital Requirements Directive and the respective regulation will have on banks’ business models. The ‘one size fits all’ approach of Basel III poses the same requirements for all banks, regardless of their risk levels and structures. This raises concerns especially from the perspective of cooperative banks with a retail business model, which have an important role as lenders to the economy. As the current debate on banking regulation also emphasises the banks’ role in promoting economic growth, we place a special focus on business models with a cooperative element. The diversified banking models have acted as a shock-absorber during the financial crisis, which is why the importance of diversity is expected to increase in the post-crisis era. Therefore, in addition to analysing the challenges that the current regulatory proposals pose to the business models of banks with different risk profiles, the event aims to reflect on the future of bank regulation.
Participation in this meeting is free of charge for CEPS and ECRI members. Non-members may be admitted for €150.
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