Dr. Elina Pyykkö joined CEPS in April 2011, where she is responsible of the European Credit Research Institute (ECRI), a CEPS independent unit running research activities on retail credit markets and policy. She holds a PhD and MSc in Economics and Business Administration from Oulu Business School in the University of Oulu, Finland.
As a result of her background in firm valuation and innovations, her research interests include financial markets regulation, bank business models, financial innovations, and credit analysis. She has published extensively on financial economics and regulatory aspects of financial markets, both in academic journals and through commentaries.










